Virginia Auto Insurance Quote
I'm Steve — I run this site and I'm an independent insurance agent in Yorktown, VA. When you call, you'll reach me or one of my licensed colleagues who can compare rates across multiple carriers including Travelers, Progressive, and National General.
📞 757-875-5322Who you're working with
I'm Steve, a licensed Virginia insurance agent. I run this site and I work out of an independent agency office in Yorktown, Virginia where my team and I have been writing Virginia auto policies since 1992.
When you call 757-875-5322 during business hours, you'll reach me or one of my licensed colleagues — never a call center, never a voicemail maze. Whoever picks up can pull up your quote, answer coverage questions, or connect you with the right person for your situation.
When you submit the quote form, my CSR and I both get notified so you'll get a prompt callback at your preferred time — even if I'm out of the office.
What you get:
- Free quote comparisons from multiple carriers
- Real agents who answer the phone — not a call center
- Help understanding Virginia-specific coverage requirements
- Guidance on discounts you may be missing
- Personal service when you need to file a claim
- Advice on how vehicle modifications affect your rates
Request a quote — we'll call you back
Fill this out and my team will reach out at your preferred time. Takes less than 60 seconds.
Carriers I represent
I work with multiple top-rated insurance carriers including Travelers, Progressive, and National General, among others. As an independent agent, I can compare rates across these carriers to find you the best combination of coverage and price.
Why Virginia drivers choose a local independent agent
Local Knowledge
We know Virginia Peninsula roads, risks, and carriers. What works for a Newport News commuter is different from a Williamsburg retiree.
Multi-Carrier Quotes
One phone call gets you comparison quotes from multiple companies — without filling out the same form ten times online.
Real Service
When you call, you get a real agent — not a call center script. When you have a claim, you have a local advocate.
33+ Years
Serving Virginia drivers since 1992. We've seen insurance markets change — and we know how to shop them.
Frequently Asked Questions
How long does it take to get a quote?
Most quote conversations take 15-20 minutes by phone. We'll need your current declarations page (or the info from it), driver details, and vehicle information. Fill out the form and we'll call at your preferred time — or call 757-875-5322 directly.
Do I have to switch carriers if I get a quote?
No — there's no obligation. Many people shop their insurance every 2-3 years even when they stay with their current carrier. If we can't save you money or find better coverage, we'll tell you honestly.
Do you only serve Yorktown, or all of Virginia?
We're licensed throughout Virginia. Our office is in Yorktown but we regularly work with drivers across the Peninsula (Newport News, Hampton, Williamsburg, Poquoson) and statewide. Everything can be handled by phone, email, or in-person at our Yorktown office.
What if Steve isn't available when I call?
Steve has a team of licensed colleagues in the office. When you call 757-875-5322, every phone in the building rings — so whoever is available picks up. You'll get immediate help from a real agent, not a voicemail.
Can tire size or modifications actually affect my insurance rate?
Usually not directly, but modifications that significantly alter vehicle value or safety characteristics (lift kits, performance tires, aftermarket wheels worth thousands) should be disclosed to your carrier. This is one of the most common conversations we have with drivers who found this site — we can walk you through what's reportable and what isn't.
What information do I need to get a quote?
Ideally: your current policy's declarations page (shows coverage limits and premiums), VINs of vehicles to insure, driver's license numbers for all drivers on the policy, and any recent driving history. If you don't have all of this handy, call us and we'll work through what we have.
Do you offer homeowners, renters, or umbrella insurance too?
Yes. We handle auto, home, renters, umbrella, boat, motorcycle, and commercial insurance. Bundling multiple policies with the same carrier usually saves meaningful money — ask when we talk.
Ready for a real quote from a real local agent?
Call our Yorktown office, or submit the form above and we'll reach out at your preferred time.
📞 757-875-5322Licensing Information
Insurance services are provided through Action Insurance Agency, Inc., a licensed Virginia insurance agency. Quote requests submitted through this page are handled by Steve or another licensed producer at the agency.
Virginia Agency License: 110120
NPN: 3212260
Licensed in the Commonwealth of Virginia
Not all carriers write in all situations. Rates and coverage vary by individual circumstances including driving history, vehicle, credit, and other factors. Insurance products are subject to underwriting approval.